About six years ago, my wife received a small rebate from something she’d purchased. It wasn’t something she had expected, it just showed up in the mail. About the same time, a good friend shared with her the immense needs of women in another country, entrepreneurial-minded women trying to better themselves by way of education and business. However, as is often the case, their first barrier was financial.

My wife took that rebate and made a micro-loan to a ministry devoted to helping these women. When the loan was repaid, she simply loaned again, and again, and so far has made…