When I asked a friend who is about to retire what she feared about her next stage of life, she said, “I want to make sure I don’t run out of money.” The next day as I was talking to my financial counselor he gave me advice on how I might avoid running out of money. Indeed, we all want the security of knowing we’ll have the resources we need for the rest of our lives.

No financial plan can provide an absolute guarantee of earthly security. But there is a plan that extends far beyond this life and indefinitely into…