What a waste of time! thought Harley. Her insurance agent was insisting they meet again. Harley knew it would be yet another boring sales pitch, but she decided to make the most of it by looking for an opportunity to talk about her faith.

Noticing that the agent’s eyebrows were tattooed, she hesitantly asked why and discovered that the woman did it because she felt it would bring her luck. Harley’s question was a risky detour from a routine chat about finances, but it opened the door to a conversation about luck and faith, which gave her an opportunity to talk about…