If when we were enemies we were reconciled to God through the death of His Son, much more, having been reconciled, we shall be saved by His life. —Romans 5:10

I am not saved by believing— I simply realize I am saved by believing. And it is not repentance that saves me— repentance is only the sign that I realize what God has done through Christ Jesus. The danger here is putting the emphasis on the effect, instead of on…